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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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What is a "smart home"?
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A "smart home" is equipped with structured home wiring packages that control the home's systems via networked technologies. |
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Shelia Scott
Brian Jennings
Keller Williams
Indy Metro South
1410 East Morgan St.
Martinsville, IN
46151
Direct: 765-318-1031
Fax: 765-342-5502
primary: sheliascott@NUMBER1EXPERT.Com
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My team and I are here to take CARE of
all YOUR real estate NEEDS! If you are a BUYER we will assist you in finding the
perfect home to handling all the details from START to FINISH. If you are
SELLING your home we will be sure to get you the BEST PRICE in the SHORTEST TIME
possible. SERVICE to YOU is at the Top of list!
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